How Overtime Works
FLSA rules, who qualifies, state laws & your rights — 2026

How Overtime Pay Works in the United States

Overtime pay is one of the most important — and most misunderstood — aspects of US employment law. Millions of American workers either don't know they're entitled to overtime, or don't realize their employer may be miscalculating or withholding it. This guide explains exactly how overtime works, who qualifies, how to calculate it, and what your rights are.

The Federal Overtime Rule: FLSA Basics

The Fair Labor Standards Act (FLSA) — the federal law governing overtime in the US — requires that all covered, non-exempt employees receive overtime pay at a rate of at least 1.5 times (time-and-a-half) their regular rate for all hours worked beyond 40 in a single workweek.

Overtime Pay = Regular Rate × 1.5 × Overtime Hours
Example: $22/hr regular rate → Overtime rate: $33/hr

A workweek under the FLSA is any fixed, regularly recurring 168-hour period (7 consecutive 24-hour days). Your employer sets the workweek — it doesn't have to align with the calendar week. Hours cannot be averaged across multiple weeks.

Who Qualifies for Overtime Pay?

Non-Exempt Employees (Eligible for Overtime)

Most hourly workers in the United States are automatically non-exempt and entitled to overtime protections. Non-exempt employees must receive 1.5× overtime whenever they exceed 40 hours in a workweek.

Exempt Employees (NOT Eligible for Overtime)

Employees are exempt from FLSA overtime requirements only if they meet both of these conditions:

  • Salary threshold: Earn at least $684 per week ($35,568/year) on a salary or fee basis
  • Duties test: Primarily perform executive, administrative, professional, computer, or outside sales work

The highly compensated employee exemption applies to workers earning at least $107,432/year who perform at least one exempt duty. These workers are also exempt from overtime.

⚠️ Misclassification warning: Employers sometimes incorrectly classify hourly or lower-paid salaried workers as "exempt" to avoid overtime obligations. If you regularly work more than 40 hours per week without overtime pay and earn less than $35,568/year, you may be misclassified. The DOL's Wage and Hour Division investigates these claims.

Regular Rate of Pay: What It Includes

Overtime must be calculated on your regular rate of pay, which may be higher than your base hourly rate — use our Overtime Calculator to compute yours instantly if you receive other forms of compensation:

  • Non-discretionary bonuses (production bonuses, attendance bonuses)
  • Shift differentials and premiums
  • On-call pay
  • Commissions (in some circumstances)

Excluded from the regular rate: Discretionary bonuses, gifts, vacation/holiday pay, overtime premiums, and employer contributions to benefit plans.

State Overtime Laws: Stricter Than Federal

The FLSA sets the federal minimum standard. States can — and many do — provide stronger overtime protections. If both federal and state law apply, the more favorable law for the employee takes effect.

  • California: Daily overtime at 1.5× after 8 hours/day; 2× after 12 hours/day; 1.5× for the first 8 hours on the 7th consecutive day of the workweek; 2× after 8 hours on the 7th consecutive day
  • Alaska: Daily overtime at 1.5× after 8 hours/day AND weekly after 40 hours/week
  • Nevada: Daily overtime at 1.5× after 8 hours/day for employees earning less than 1.5× the state minimum wage
  • Colorado: Overtime after 12 hours/day or 12 consecutive hours of work, in addition to weekly overtime

How to Calculate Overtime: Examples

Example 1 — Straight Hourly

Maria earns $18/hour and works 47 hours in a week. Regular pay: $18 × 40 = $720. Overtime pay: $18 × 1.5 × 7 = $189. Total weekly pay: $909.

Example 2 — With a Non-Discretionary Bonus

James earns $20/hour and worked 45 hours. He also earned a $100 production bonus this week. Regular rate = ($20 × 45 + $100) ÷ 45 = $22.22/hour. Overtime premium = $22.22 × 0.5 × 5 = $55.55. Total: ($20 × 45) + $100 + $55.55 = $1,055.55.

Example 3 — California Daily Overtime

Sofia in California works 5 days: Mon–Thu 10 hours each, Fri 5 hours = 45 total hours. Daily overtime applies: each day beyond 8 hours triggers 1.5×. Mon–Thu: 8 regular + 2 OT each day. Weekly overtime: 45 – 40 = 5 OT hours (but daily OT already covers most of these — California uses the more favorable calculation).

💡 Use the Overtime Calculator to instantly calculate your weekly and annual overtime earnings at any rate and hours combination.

Can My Employer Give Comp Time Instead of Overtime Pay?

Private sector employers cannot substitute "comp time" for overtime pay under the FLSA. If you're a non-exempt private-sector employee who works 45 hours this week, your employer must pay you for 5 overtime hours — they cannot instead give you 5 hours off next week.

Exception: State and local government employers (not federal) may offer comp time in lieu of overtime pay to their employees, subject to FLSA rules and collective bargaining agreements.

What to Do If You're Not Getting Paid Overtime

  1. Document everything: Keep personal records of your hours worked, even if your employer doesn't require timesheets. Screenshot time-tracking apps, save email timestamps, log start/end times daily.
  2. Calculate what you're owed: Multiply unpaid overtime hours by your regular rate × 1.5. Under the FLSA you can recover up to 2 years of back pay (3 years for willful violations), plus an equal amount in liquidated damages.
  3. File a complaint: Contact the Wage and Hour Division of the US Department of Labor at dol.gov/agencies/whd or call 1-866-4-USWAGE. Complaints are confidential and retaliation by your employer is illegal.
  4. Consult an employment attorney: Many employment attorneys handle wage theft cases on contingency (no upfront cost). The FLSA allows you to recover attorney's fees if you win.

Overtime Pay & FLSA Questions

How is overtime calculated in the US?
Under the FLSA, overtime is 1.5 times your regular hourly rate for all hours worked over 40 in a workweek. If your regular rate is $20/hour, overtime is $30/hour. Some states add daily overtime rules on top of the federal weekly standard.
Does overtime start after 8 hours in a day or 40 hours in a week?
Under federal law: after 40 hours in a workweek. Under California, Alaska, and Nevada law: also after 8 hours in a single day. Always check your state's rules, as state law may be more favorable to you.
Is overtime taxed at a higher rate?
No — overtime is ordinary income and taxed at your marginal income tax rate. Your paycheck withholding might increase due to the higher income, but your actual annual tax rate is determined by total yearly income. You won't pay a higher rate just because some of your income was overtime.
Can my employer refuse to pay overtime if I didn't get permission to work overtime?
No. Employers can discipline employees for working unauthorized overtime, but they cannot refuse to pay for hours already worked. If you worked the hours, you must be paid — including overtime. The FLSA is clear on this point: work performed must be compensated.
What is double-time pay and when does it apply?
Double-time is 2× your regular rate. It is not federally required but is mandated in California after 12 hours in a workday or after 8 hours on the 7th consecutive day of work. Some employers voluntarily offer double-time for holidays or emergencies. It is also negotiable in collective bargaining agreements.

📋 Related: Overtime rules and minimum wage laws work together. Check Minimum Wage by State 2026 for your state's base rate, or Average Salary by State to benchmark your total compensation against regional norms.

Overtime Calculators & Guides

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