.tool-cat--employer[data-astro-cid-nioslxbc]{--cat-color:#1e40af;--cat-color-light:#3b82f6;--ec-accent:#1e40af;--ec-accent-soft:#1e40af14;--ec-accent-border:#1e40af2e;--ec-text:#0f172a;--ec-text-muted:#475569;--ec-text-subtle:#64748b;--ec-border:#0f172a14;--ec-border-strong:#0f172a24;--ec-surface:#fff;--ec-surface-soft:#f8fafc;--ec-tabular:"SF Mono", "JetBrains Mono", ui-monospace, "Cascadia Code", "Roboto Mono", Menlo, monospace}.ti-hero-stat-val--accent[data-astro-cid-nioslxbc]{color:#1e40af}.ti-breakdown-fill--forest[data-astro-cid-nioslxbc]{background:#065f46}.ec-example-strip[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);border:1px solid var(--ec-accent-border);border-left:3px solid var(--ec-accent);font-variant-numeric:tabular-nums;font-size:.9rem;line-height:1.5;font-family:var(--ec-tabular);letter-spacing:-.01em;background:linear-gradient(90deg,#f0f9ff 0%,#f5f7ff 100%);border-radius:0 8px 8px 0;align-items:center;gap:.5rem;max-width:1120px;margin:0 auto 1.5rem;padding:.7rem 1rem;display:flex}.ec-example-strip[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-accent);font-weight:700;font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);letter-spacing:-.02em;font-size:1.02em}.ec-example-strip__icon[data-astro-cid-nioslxbc]{vertical-align:-2px;color:var(--ec-accent);align-items:center;margin-right:.4rem;display:inline-flex}.tool-cat--employer[data-astro-cid-nioslxbc] .sc-input-card[data-astro-cid-nioslxbc] .calc-grid[data-astro-cid-nioslxbc]{grid-template-columns:1fr 1fr;gap:18px 24px;margin-bottom:.5rem;display:grid}@media (width<=540px){.tool-cat--employer[data-astro-cid-nioslxbc] .sc-input-card[data-astro-cid-nioslxbc] .calc-grid[data-astro-cid-nioslxbc]{grid-template-columns:1fr}}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc]{flex-direction:column;gap:6px;min-width:0;display:flex}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] label[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;font-weight:600}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc],.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]{border:1.5px solid var(--ec-border-strong,#d4d4d8);background:#fff;border-radius:10px;align-items:center;gap:0;min-width:0;transition:border-color .15s,box-shadow .15s,background .15s;display:flex;overflow:hidden}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc]:focus-within,.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]:focus-within{background:#fff;border-color:var(--ec-accent)!important;box-shadow:0 0 0 3px var(--ec-accent-soft)!important}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc]>span[data-astro-cid-nioslxbc],.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]>span[data-astro-cid-nioslxbc]{height:100%;color:var(--ec-text-muted);pointer-events:none;flex-shrink:0;justify-content:center;align-items:center;padding:0 12px;font-size:.95rem;font-weight:600;line-height:1;display:flex}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc]>span[data-astro-cid-nioslxbc]{border-right:1px solid var(--ec-border,#0f172a14);background:var(--ec-surface-soft,#f8fafc);color:var(--ec-text-muted)}.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]>span[data-astro-cid-nioslxbc]{border-left:1px solid var(--ec-border,#0f172a14);background:var(--ec-surface-soft,#f8fafc);color:var(--ec-text-muted)}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc],.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc],.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc][type=number],.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]{width:100%;min-width:0;height:44px;color:var(--ec-text);font:inherit;font-variant-numeric:tabular-nums;appearance:none;background:0 0;border:0;flex:1;padding:0 14px;font-size:1rem;font-weight:600}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc]{padding:0 14px 0 0}.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc]{padding:0 0 0 14px}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc]::placeholder,.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc]::placeholder{color:var(--ec-text-subtle,#94a3b8);font-weight:400}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]{border:1.5px solid var(--ec-border-strong,#d4d4d8);cursor:pointer;background-color:#fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12' fill='none'%3E%3Cpath d='M2 4l4 4 4-4' stroke='%23475569' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;border-radius:10px;padding:0 36px 0 14px;transition:border-color .15s,box-shadow .15s}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]:hover{border-color:var(--ec-accent)}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-field[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]:focus{border-color:var(--ec-accent);box-shadow:0 0 0 3px var(--ec-accent-soft);outline:0}.ec-story[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft,#f8fafc);border-left:3px solid var(--ec-accent);border-radius:0 8px 8px 0;margin:1.5rem 0 .5rem;padding:1rem 1.25rem;font-size:.875rem;line-height:1.6}.ec-story__lead[data-astro-cid-nioslxbc]{color:var(--ec-text-muted,#475569);text-transform:uppercase;letter-spacing:.05em;margin:0 0 .5rem;font-size:.8rem;font-weight:600}.ec-story__list[data-astro-cid-nioslxbc]{gap:.4rem;margin:0;padding:0;list-style:none;display:grid}.ec-story__list[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]{color:var(--ec-text-muted,#475569);padding-left:1.25rem;position:relative}.ec-story__list[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]:before{content:"·";color:var(--ec-accent);font-size:1.1rem;font-weight:700;line-height:1.5;position:absolute;left:.4rem}.ec-story__list[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text,#0f172a);font-weight:700}.ec-results[data-astro-cid-nioslxbc]{box-sizing:border-box;width:100%;margin-top:1.5rem;display:block}.ec-results[data-astro-cid-nioslxbc][hidden],.ec-results[data-astro-cid-nioslxbc].sc-results-hidden{display:none}.ec-answer[data-astro-cid-nioslxbc]{background:var(--ec-surface);border:1px solid var(--ec-border);border-left:4px solid var(--ec-accent);border-radius:10px;margin-bottom:2rem;padding:1.75rem 2rem 1.5rem;position:relative;overflow:hidden;box-shadow:0 1px 2px #0f172a0a,0 4px 16px #0f172a0f}.ec-answer[data-astro-cid-nioslxbc]:before{content:"";background:radial-gradient(circle at top right, var(--ec-accent-soft) 0%, transparent 70%);pointer-events:none;width:120px;height:120px;position:absolute;top:0;right:0}.ec-answer__kicker[data-astro-cid-nioslxbc]{text-transform:uppercase;letter-spacing:.12em;color:var(--ec-accent);background:var(--ec-accent-soft);border-radius:4px;margin-bottom:.75rem;padding:.2rem .6rem;font-size:.7rem;font-weight:700;display:inline-block}.ec-answer__amount[data-astro-cid-nioslxbc]{font-size:clamp(2.75rem,6vw,4rem);font-weight:800;font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-accent);letter-spacing:-.035em;font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1, "lnum" 1;margin:0 0 .5rem;line-height:1}.ec-answer__period[data-astro-cid-nioslxbc]{color:var(--ec-text-subtle);text-transform:uppercase;letter-spacing:.06em;margin:0 0 1rem;font-size:.85rem;font-weight:600}.ec-answer__breakdown[data-astro-cid-nioslxbc]{color:var(--ec-text);font-variant-numeric:tabular-nums;z-index:1;margin:0 0 .75rem;font-size:1.05rem;line-height:1.5;position:relative}.ec-answer__breakdown[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text);font-weight:700}.ec-answer__meta[data-astro-cid-nioslxbc]{color:var(--ec-text-subtle);font-variant-numeric:tabular-nums;z-index:1;align-items:center;gap:.5rem;margin-top:.5rem;font-size:.8rem;display:flex;position:relative}.ec-answer__dot[data-astro-cid-nioslxbc]{color:var(--ec-border-strong)}.ec-breakdown[data-astro-cid-nioslxbc]{margin-bottom:1.5rem}.ec-breakdown__heading[data-astro-cid-nioslxbc]{text-transform:uppercase;letter-spacing:.1em;color:var(--ec-text-muted);margin:0 0 .75rem;font-size:.7rem;font-weight:700}.ec-breakdown__list[data-astro-cid-nioslxbc]{border-top:1px solid var(--ec-border);margin:0;padding:0;display:block}.ec-breakdown__line[data-astro-cid-nioslxbc]{border-bottom:1px solid var(--ec-border);font-variant-numeric:tabular-nums;justify-content:space-between;align-items:baseline;gap:1.5rem;padding:.875rem .5rem;transition:background-color .15s;display:flex}.ec-breakdown__line[data-astro-cid-nioslxbc]:hover{background-color:#1e40af05}.ec-breakdown__line[data-astro-cid-nioslxbc]:last-child{border-bottom:none}.ec-breakdown__line[data-astro-cid-nioslxbc] dt[data-astro-cid-nioslxbc]{color:var(--ec-text);flex:auto;min-width:0;margin:0;font-size:.95rem;line-height:1.4}.ec-breakdown__line[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc]{color:var(--ec-text);white-space:nowrap;font-feature-settings:"tnum" 1;flex:none;margin:0;font-size:.95rem;font-weight:600}.ec-breakdown__line--total[data-astro-cid-nioslxbc]{border-top:2px solid var(--ec-border-strong);background:linear-gradient(90deg,#0000 0%,#1e40af08 50%,#0000 100%);border-bottom:none;margin-top:.5rem;padding-top:1rem;padding-bottom:1rem}.ec-breakdown__line--total[data-astro-cid-nioslxbc] dt[data-astro-cid-nioslxbc]{color:var(--ec-text);text-transform:uppercase;letter-spacing:.04em;font-size:1rem;font-weight:700}.ec-breakdown__line--total[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc]{color:var(--ec-accent);font-size:1.2rem;font-weight:800}.ec-breakdown__split[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);align-items:baseline;gap:.4rem;font-weight:500;display:inline-flex}.ec-breakdown__plus[data-astro-cid-nioslxbc]{color:var(--ec-text-subtle);font-weight:400}.ec-breakdown__note[data-astro-cid-nioslxbc]{color:#92400e;font-size:.78rem;font-style:italic;font-weight:500}.ec-breakdown__disclaimer[data-astro-cid-nioslxbc]{color:var(--ec-text-subtle);font-variant-numeric:tabular-nums;margin:.75rem .5rem 0;font-size:.8rem;line-height:1.5}.ec-details[data-astro-cid-nioslxbc]{border-bottom:1px solid var(--ec-border);margin:0}.ec-details[data-astro-cid-nioslxbc]:first-of-type{border-top:1px solid var(--ec-border)}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]{cursor:pointer;color:var(--ec-text);-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;padding:.875rem .5rem;font-size:.95rem;font-weight:600;list-style:none;transition:color .15s;display:flex}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]:hover{color:var(--ec-accent)}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]::-webkit-details-marker{display:none}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]:after{content:"";opacity:.6;border-bottom:2px solid;border-right:2px solid;width:8px;height:8px;margin-right:4px;transition:transform .2s;transform:rotate(45deg)}.ec-details[data-astro-cid-nioslxbc][open] summary[data-astro-cid-nioslxbc]:after{opacity:.9;margin-top:4px;transform:rotate(-135deg)}.ec-details__body[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);padding:.25rem .5rem 1rem;font-size:.9rem;line-height:1.65;animation:.2s ec-fade-in}.ec-details__body[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc]{margin:0 0 .6rem}.ec-details__body[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc]:last-child{margin-bottom:0}.ec-details__body[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text);font-variant-numeric:tabular-nums;font-weight:700}@keyframes ec-fade-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}.ec-interpretation[data-astro-cid-nioslxbc]{color:var(--ec-text);border-left:3px solid var(--ec-accent);background:linear-gradient(90deg,#1e40af08 0%,#0000 30%);border-radius:0 6px 6px 0;margin:1.5rem 0;padding:1.5rem 0 1.5rem 1.5rem;font-size:1.1rem;font-style:normal;line-height:1.65;position:relative}.ec-interpretation[data-astro-cid-nioslxbc]:before{content:"\"";font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-accent);opacity:.25;font-size:3.5rem;line-height:1;position:absolute;top:-.2rem;left:.5rem}.ec-interpretation[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc]{font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);margin:0;font-size:1.15rem;font-style:italic;line-height:1.55}.ec-interpretation[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-accent);font-variant-numeric:tabular-nums;font-style:normal;font-weight:700}.ec-export[data-astro-cid-nioslxbc]{border-top:1px solid var(--ec-border);flex-wrap:wrap;align-items:center;gap:1.25rem;margin-top:1.5rem;padding:1.25rem 0 .5rem;display:flex}.ec-export__label[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);text-transform:uppercase;letter-spacing:.1em;font-size:.7rem;font-weight:700}.ec-methodology[data-astro-cid-nioslxbc]>summary[data-astro-cid-nioslxbc]{cursor:pointer;color:var(--ec-text);-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;margin-bottom:.5rem;font-size:1.05rem;font-weight:700;list-style:none;transition:color .15s;display:flex}.ec-methodology[data-astro-cid-nioslxbc]>summary[data-astro-cid-nioslxbc]:hover{color:var(--ec-accent)}.ec-methodology[data-astro-cid-nioslxbc]>summary[data-astro-cid-nioslxbc]::-webkit-details-marker{display:none}.ec-methodology[data-astro-cid-nioslxbc]>summary[data-astro-cid-nioslxbc]:after{content:"";opacity:.6;border-bottom:2px solid;border-right:2px solid;width:9px;height:9px;margin-right:4px;transition:transform .2s;transform:rotate(45deg)}.ec-methodology[data-astro-cid-nioslxbc][open]>summary[data-astro-cid-nioslxbc]:after{margin-top:4px;transform:rotate(-135deg)}.ec-methodology__body[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);padding-top:.75rem;font-size:.92rem;line-height:1.7}.ec-methodology__intro[data-astro-cid-nioslxbc]{max-width:640px;padding:0;color:var(--ec-text)!important;margin:0 0 1.5rem!important;font-size:1rem!important;line-height:1.6!important}.ec-methodology__col[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft);border-left:3px solid var(--ec-accent);border-radius:8px;margin-bottom:1.25rem;padding:1rem 1.25rem}.ec-methodology__col--excludes[data-astro-cid-nioslxbc]{background:#fafafa;border-left-color:#94a3b8}.ec-methodology__col-title[data-astro-cid-nioslxbc]{text-transform:uppercase;letter-spacing:.1em;color:var(--ec-accent);margin:0 0 .5rem;font-size:.7rem;font-weight:700}.ec-methodology__col--excludes[data-astro-cid-nioslxbc] .ec-methodology__col-title[data-astro-cid-nioslxbc]{color:#64748b}.ec-methodology__col-title--include[data-astro-cid-nioslxbc]:before{content:"✓";color:var(--ec-accent);margin-right:.4rem;font-weight:800}.ec-methodology__col--excludes[data-astro-cid-nioslxbc] .ec-methodology__col-title[data-astro-cid-nioslxbc]:before{content:"—";color:#94a3b8;margin-right:.4rem}.ec-methodology__list[data-astro-cid-nioslxbc]{margin:0;padding:0;list-style:none}.ec-methodology__list[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]{color:var(--ec-text);padding:.35rem 0 .35rem 1.25rem;font-size:.9rem;line-height:1.5;position:relative}.ec-methodology__list[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]:before{content:"·";color:var(--ec-accent);font-size:1.1rem;font-weight:800;line-height:1.4;position:absolute;left:0}.ec-methodology__col--excludes[data-astro-cid-nioslxbc] .ec-methodology__list[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]:before{color:#94a3b8}.ec-methodology__disclaimer[data-astro-cid-nioslxbc]{background:#fffbeb;border-left:2px solid #f59e0b;border-radius:4px;padding:.75rem 1rem;font-style:italic;color:var(--ec-text-subtle)!important;margin:1rem 0 0!important;font-size:.85rem!important;line-height:1.6!important}.ec-methodology__body[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text)}.ec-article[data-astro-cid-nioslxbc]{border-left:2px solid var(--ec-accent);max-width:720px;margin:3rem 0 2.5rem;padding:0 0 0 1.25rem}.ec-article[data-astro-cid-nioslxbc] h2[data-astro-cid-nioslxbc]{font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-text);letter-spacing:-.005em;text-wrap:balance;margin-bottom:.75rem;font-size:1.35rem;font-weight:700;line-height:1.35}.ec-article[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);margin-bottom:.875rem;font-size:.95rem;line-height:1.7}.ec-article[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text);font-weight:600}.ec-article__lead[data-astro-cid-nioslxbc]{font-weight:500;color:var(--ec-text)!important;margin-bottom:1.25rem!important;font-size:1.05rem!important;line-height:1.6!important}.ec-related[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft);border:1px solid var(--ec-border);border-radius:10px;max-width:720px;margin:3rem 0 2.5rem;padding:1.75rem}.ec-related[data-astro-cid-nioslxbc] h2[data-astro-cid-nioslxbc]{text-transform:uppercase;letter-spacing:.12em;color:var(--ec-text-muted);margin:0 0 1rem;font-size:.7rem;font-weight:700}.ec-related[data-astro-cid-nioslxbc] ul[data-astro-cid-nioslxbc]{margin:0;padding:0;list-style:none}.ec-related[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]{border-bottom:1px solid var(--ec-border)}.ec-related[data-astro-cid-nioslxbc] li[data-astro-cid-nioslxbc]:last-child{border-bottom:none}.ec-related__link[data-astro-cid-nioslxbc]{color:var(--ec-text);border-radius:6px;grid-template-rows:auto auto;grid-template-columns:1fr auto;align-items:center;gap:.25rem 1rem;margin:0 -.5rem;padding:.875rem .5rem;text-decoration:none;transition:background-color .15s,padding .15s;display:grid}.ec-related__link[data-astro-cid-nioslxbc]:hover{background-color:#1e40af0a}.ec-related__name[data-astro-cid-nioslxbc]{color:var(--ec-accent);grid-area:1/1;font-size:.95rem;font-weight:700;line-height:1.3}.ec-related__desc[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);grid-area:2/1;font-size:.82rem;line-height:1.4}.ec-related__arrow[data-astro-cid-nioslxbc]{color:var(--ec-accent);grid-area:1/2/span 2;font-size:1.1rem;line-height:1;transition:transform .15s}.ec-related__link[data-astro-cid-nioslxbc]:hover .ec-related__arrow[data-astro-cid-nioslxbc]{transform:translate(2px)}.ec-faq-section[data-astro-cid-nioslxbc]{max-width:720px;margin:3rem 0 2rem;padding:0}.ec-faq-section__heading[data-astro-cid-nioslxbc]{font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-text);letter-spacing:-.01em;margin:0 0 1.25rem;font-size:1.5rem;font-weight:700}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc]{counter-reset:faq-counter}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-item[data-astro-cid-nioslxbc]{position:relative;border-bottom:1px solid var(--ec-border)!important;padding:1.5rem 0 1.5rem 3rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-item[data-astro-cid-nioslxbc]:first-child{border-top:1px solid var(--ec-border)!important}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-item[data-astro-cid-nioslxbc]:before{counter-increment:faq-counter;content:counter(faq-counter, decimal-leading-zero);font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-accent);letter-spacing:.02em;font-variant-numeric:tabular-nums;font-size:1.1rem;font-weight:700;position:absolute;top:1.5rem;left:0}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-q[data-astro-cid-nioslxbc]{color:var(--ec-text)!important;margin-bottom:.5rem!important;font-size:1.05rem!important;font-weight:700!important;line-height:1.4!important}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-q-icon[data-astro-cid-nioslxbc]{display:none!important}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-a[data-astro-cid-nioslxbc]{color:var(--ec-text-muted)!important;font-size:.95rem!important;line-height:1.7!important}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-a[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-text)!important;font-weight:700!important}.ec-embed-section[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft);border:1px solid var(--ec-border);border-radius:8px;margin:3rem 0 2rem;padding:1.5rem}.ec-embed-section__heading[data-astro-cid-nioslxbc]{font-family:var(--ewm-font-serif,"Playfair Display", Georgia, serif);color:var(--ec-text);letter-spacing:-.01em;margin:0 0 .25rem;font-size:1.25rem;font-weight:700}.ec-embed-section__sub[data-astro-cid-nioslxbc]{color:var(--ec-text-muted);margin:0 0 1rem;font-size:.85rem}.tool-cat--employer[data-astro-cid-nioslxbc] .tool-kicker[data-astro-cid-nioslxbc]{background:var(--ec-accent-soft)!important;color:var(--ec-accent)!important;border:1px solid var(--ec-accent-border)!important;letter-spacing:.08em!important;border-radius:6px!important;padding:.35rem .75rem!important;font-weight:700!important}.tool-cat--employer[data-astro-cid-nioslxbc] .tool-sub[data-astro-cid-nioslxbc]{color:var(--ec-text-muted)!important;line-height:1.6!important}.tool-cat--employer[data-astro-cid-nioslxbc] .review-meta[data-astro-cid-nioslxbc]{color:var(--ec-text-subtle)!important;font-size:.8rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .review-meta[data-astro-cid-nioslxbc] a[data-astro-cid-nioslxbc]{color:var(--ec-accent)!important;border-bottom:1px dotted var(--ec-accent-border)!important;text-decoration:none!important}.tool-cat--employer[data-astro-cid-nioslxbc] .review-meta[data-astro-cid-nioslxbc] a[data-astro-cid-nioslxbc]:hover{border-bottom-style:solid!important}.tool-cat--employer[data-astro-cid-nioslxbc] .cross-tool-banner--blue[data-astro-cid-nioslxbc]{border:1px solid var(--ec-accent-border)!important;border-left:3px solid var(--ec-accent)!important;color:var(--ec-text)!important;background:linear-gradient(90deg,#1e40af0d 0%,#1e40af05 100%)!important;border-radius:0 8px 8px 0!important;padding:.7rem 1rem!important;font-size:.9rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .cross-tool-banner--blue[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc]{color:var(--ec-accent)!important}.tool-cat--employer[data-astro-cid-nioslxbc] .cross-tool-banner-link[data-astro-cid-nioslxbc]{white-space:nowrap;color:var(--ec-accent)!important;font-weight:700!important;text-decoration:none!important}.tool-cat--employer[data-astro-cid-nioslxbc] .cross-tool-banner-link[data-astro-cid-nioslxbc]:hover{text-decoration:underline!important}.tool-cat--employer[data-astro-cid-nioslxbc] .sc-calc-btn[data-astro-cid-nioslxbc]{transition:transform .1s,box-shadow .2s,background-color .15s!important}.tool-cat--employer[data-astro-cid-nioslxbc] .sc-calc-btn[data-astro-cid-nioslxbc]:hover{transform:translateY(-1px)!important;box-shadow:0 6px 24px #1e40af52!important}.tool-cat--employer[data-astro-cid-nioslxbc] .sc-calc-btn[data-astro-cid-nioslxbc]:active{transform:translateY(0)scale(.99)!important;box-shadow:0 2px 8px #1e40af40!important}.tool-cat--employer[data-astro-cid-nioslxbc] .sc-calc-btn[data-astro-cid-nioslxbc]:focus-visible{outline-offset:3px!important;outline:3px solid #1e40af66!important}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc]:focus-within,.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]:focus-within,.tool-cat--employer[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]:focus{border-color:var(--ec-accent)!important;box-shadow:0 0 0 3px #1e40af1f!important}.tool-cat--employer[data-astro-cid-nioslxbc] .ec-export[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft)!important;border:1px solid var(--ec-border)!important;border-radius:8px!important;flex-wrap:wrap!important;align-items:center!important;gap:.75rem!important;margin-top:1.5rem!important;padding:.75rem 1rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .ec-export__label[data-astro-cid-nioslxbc]{flex:none!important;margin-right:.25rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .ec-export[data-astro-cid-nioslxbc] .calc-export-panel[data-astro-cid-nioslxbc]{flex-wrap:wrap!important;flex:1!important;align-items:center!important;gap:.5rem!important;display:flex!important}.tool-cat--employer[data-astro-cid-nioslxbc] .ec-export[data-astro-cid-nioslxbc] .calc-export-btn--pro[data-astro-cid-nioslxbc]{background:var(--ec-surface-soft)!important;color:var(--ec-text-subtle)!important;border:1px dashed var(--ec-border-strong)!important;align-items:center!important;padding:.3rem .6rem!important;font-size:.7rem!important;display:inline-flex!important}.ec-methodology[data-astro-cid-nioslxbc]{border-top:1px solid var(--ec-border-strong);margin-top:2.5rem;padding:1.5rem 0}.ec-calc-btn[data-astro-cid-nioslxbc]{letter-spacing:.01em!important;justify-content:center!important;align-items:center!important;gap:.5rem!important;font-size:1rem!important;font-weight:700!important;transition:transform .15s,box-shadow .2s,background-color .15s!important;display:inline-flex!important}.ec-calc-btn__arrow[data-astro-cid-nioslxbc]{font-size:1.1em;line-height:1;transition:transform .2s;display:inline-block}.ec-calc-btn[data-astro-cid-nioslxbc]:hover .ec-calc-btn__arrow[data-astro-cid-nioslxbc]{transform:translate(3px)}.ec-calc-btn[data-astro-cid-nioslxbc]:focus-visible{outline-offset:3px!important;outline:3px solid #1e40af66!important}.ec-calc-btn[data-astro-cid-nioslxbc][aria-busy=true]{opacity:.7;cursor:wait;pointer-events:none}.ec-calc-btn[data-astro-cid-nioslxbc][aria-busy=true] .ec-calc-btn__arrow[data-astro-cid-nioslxbc]{animation:.8s ease-in-out infinite ec-arrow-pulse}@keyframes ec-arrow-pulse{0%,to{opacity:.5;transform:translate(0)}50%{opacity:1;transform:translate(4px)}}.tool-cat--employer[data-astro-cid-nioslxbc] .input-prefix[data-astro-cid-nioslxbc],.tool-cat--employer[data-astro-cid-nioslxbc] .input-suffix[data-astro-cid-nioslxbc]{transition:border-color .15s,box-shadow .15s,background-color .15s}.tool-cat--employer[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc][type=number],.tool-cat--employer[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]{transition:border-color .15s,box-shadow .15s}.tool-cat--employer[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc][type=number]:hover,.tool-cat--employer[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]:hover{border-color:var(--ec-accent)!important}.tool-cat--employer[data-astro-cid-nioslxbc] button[data-astro-cid-nioslxbc][data-preset],.tool-cat--employer[data-astro-cid-nioslxbc] .ec-preset__btn[data-astro-cid-nioslxbc]{transition:all .15s!important}.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-answer[data-astro-cid-nioslxbc],.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-breakdown[data-astro-cid-nioslxbc],.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-interpretation[data-astro-cid-nioslxbc]{animation:.4s cubic-bezier(.16,1,.3,1) backwards ec-fade-up}.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-breakdown[data-astro-cid-nioslxbc]{animation-delay:50ms}.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-interpretation[data-astro-cid-nioslxbc]{animation-delay:.1s}@keyframes ec-fade-up{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.ec-results[data-astro-cid-nioslxbc]:not(.sc-results-hidden) .ec-answer__amount[data-astro-cid-nioslxbc]{animation:.4s cubic-bezier(.16,1,.3,1) backwards ec-fade-up,.6s .2s ec-number-pulse}@keyframes ec-number-pulse{0%{transform:scale(1)}50%{transform:scale(1.02)}to{transform:scale(1)}}.ec-answer__amount[data-astro-cid-nioslxbc],.ec-breakdown__line[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc],.ec-breakdown__line--total[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc],.ec-answer__breakdown[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc],.ec-answer__meta[data-astro-cid-nioslxbc]{font-feature-settings:"tnum" 1, "lnum" 1, "ss01" 1}.ec-answer__amount[data-astro-cid-nioslxbc]{white-space:nowrap;overflow:visible}.ec-answer__breakdown[data-astro-cid-nioslxbc] strong[data-astro-cid-nioslxbc],.ec-breakdown__line--total[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc]{font-variant-numeric:tabular-nums;letter-spacing:-.01em}.ec-faq-section__heading[data-astro-cid-nioslxbc],.ec-related[data-astro-cid-nioslxbc] h2[data-astro-cid-nioslxbc],.ec-embed-section__heading[data-astro-cid-nioslxbc],.ec-article[data-astro-cid-nioslxbc] h2[data-astro-cid-nioslxbc]{text-wrap:balance}.tool-cat--employer[data-astro-cid-nioslxbc] a[data-astro-cid-nioslxbc]:focus-visible,.tool-cat--employer[data-astro-cid-nioslxbc] button[data-astro-cid-nioslxbc]:focus-visible,.tool-cat--employer[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]:focus-visible,.tool-cat--employer[data-astro-cid-nioslxbc] input[data-astro-cid-nioslxbc]:focus-visible,.tool-cat--employer[data-astro-cid-nioslxbc] select[data-astro-cid-nioslxbc]:focus-visible{border-radius:4px;outline:3px solid var(--ec-accent)!important;outline-offset:2px!important}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]:focus-visible{background-color:var(--ec-accent-soft)}@media (prefers-reduced-motion:reduce){[data-astro-cid-nioslxbc],[data-astro-cid-nioslxbc]:before,[data-astro-cid-nioslxbc]:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.ec-related__link[data-astro-cid-nioslxbc]{border:1px solid #0000!important;transition:background-color .15s,padding .15s,border-color .15s!important}.ec-related__link[data-astro-cid-nioslxbc]:hover{border-color:var(--ec-accent-border)!important;background-color:#1e40af0a!important}@media (width<=640px){.ec-answer[data-astro-cid-nioslxbc]{padding:1.25rem}.ec-answer__kicker[data-astro-cid-nioslxbc]{font-size:.65rem!important}.ec-answer__amount[data-astro-cid-nioslxbc]{font-size:clamp(2.25rem,9vw,2.75rem)}.ec-answer__breakdown[data-astro-cid-nioslxbc]{font-size:.95rem}.ec-example-strip[data-astro-cid-nioslxbc]{padding:.6rem .75rem;font-size:.82rem}.ec-breakdown__line[data-astro-cid-nioslxbc]{flex-direction:row;gap:.75rem}.ec-breakdown__line[data-astro-cid-nioslxbc] dt[data-astro-cid-nioslxbc],.ec-breakdown__line[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc],.ec-breakdown__line--total[data-astro-cid-nioslxbc] dt[data-astro-cid-nioslxbc]{font-size:.85rem}.ec-breakdown__line--total[data-astro-cid-nioslxbc] dd[data-astro-cid-nioslxbc]{font-size:1.05rem}.ec-interpretation[data-astro-cid-nioslxbc]{padding:1.25rem 0 1.25rem 1.25rem;font-size:1rem}.ec-interpretation[data-astro-cid-nioslxbc] p[data-astro-cid-nioslxbc]{font-size:1rem}.ec-interpretation[data-astro-cid-nioslxbc]:before{font-size:2.5rem}.ec-methodology__col[data-astro-cid-nioslxbc]{padding:.75rem .875rem}.ec-related[data-astro-cid-nioslxbc]{padding:1.25rem}.ec-related__name[data-astro-cid-nioslxbc]{font-size:.9rem}.ec-related__desc[data-astro-cid-nioslxbc]{font-size:.78rem}.ec-faq-section__heading[data-astro-cid-nioslxbc],.ec-embed-section__heading[data-astro-cid-nioslxbc]{font-size:1.25rem}.tool-cat--employer[data-astro-cid-nioslxbc] .tool-title[data-astro-cid-nioslxbc]{font-size:1.75rem!important}.tool-cat--employer[data-astro-cid-nioslxbc] .tool-sub[data-astro-cid-nioslxbc]{font-size:.95rem!important}.ec-interpretation[data-astro-cid-nioslxbc]:before{font-size:2.25rem;top:0}.ec-details[data-astro-cid-nioslxbc] summary[data-astro-cid-nioslxbc]{font-size:.9rem}.tool-cat--employer[data-astro-cid-nioslxbc] .calc-faq[data-astro-cid-nioslxbc] .faq-item[data-astro-cid-nioslxbc]{padding:1.25rem 0 1.25rem 2.5rem!important}.ec-methodology[data-astro-cid-nioslxbc]>summary[data-astro-cid-nioslxbc]{font-size:1rem}.tool-cat--employer[data-astro-cid-nioslxbc] .cross-tool-banner--blue[data-astro-cid-nioslxbc]{flex-wrap:wrap!important}}.calc-dirty-indicator{color:#92400e!important;background:#f59e0b14!important;border:1px solid #f59e0b40!important;border-radius:6px!important;align-items:center!important;margin:.5rem 0!important;padding:.5rem .875rem!important;font-size:.8rem!important}.calc-dirty-indicator__icon{color:#b45309!important}.calc-dirty-indicator__text{color:#78350f!important;font-weight:500!important}.calc-dirty-indicator__action{color:#78350f!important;font-weight:600!important;text-decoration:underline!important}.ec-export button[data-export-action=share-result],.ec-export button[data-export-action=print],.ec-export button[data-export-action=save-scenario],.ec-export button[data-export-action=show-saved]{display:none!important}.ec-export button.calc-export-btn{border:1px solid var(--ec-border-strong,#d4d4d8)!important;color:var(--ec-text,#0f172a)!important;background:#fff!important;border-radius:6px!important;height:auto!important;min-height:0!important;padding:.4rem .75rem!important;font-size:.8rem!important;font-weight:600!important;transition:all .15s!important}.ec-export button.calc-export-btn:hover{border-color:var(--ec-accent,#1e40af)!important;color:var(--ec-accent,#1e40af)!important}.ec-export .calc-export-btn--pro{color:#64748b!important;background:#f8fafc!important;border:1px dashed #cbd5e1!important;align-items:center!important;padding:.3rem .6rem!important;font-size:.7rem!important;display:inline-flex!important}